$re = '/(?:\G(?!\A)(?:,? and|,)|\bI have) an? ((?>[b-z]+|\Ba|a(?!nd\b))+(?> (?>[b-z]+|\Ba|a(?!nd\b))+)*)/';
$str = 'I have a cat
I have a cat and a dog
I have a cat, a dog, and a guinea pig
I have a cat, a dog, a guinea pig, and a snake';
preg_match_all($re, $str, $matches, PREG_SET_ORDER, 0);
// Print the entire match result
var_dump($matches);
Please keep in mind that these code samples are automatically generated and are not guaranteed to work. If you find any syntax errors, feel free to submit a bug report. For a full regex reference for PHP, please visit: http://php.net/manual/en/ref.pcre.php