$re = '/(\d{3})(?=\d{2})|(?<=\d{2})(?=\d{2}$)/m';
$str = '0555370002654';
$subst = "\1-";
$result = preg_replace($re, $subst, $str);
echo "The result of the substitution is ".$result;
Please keep in mind that these code samples are automatically generated and are not guaranteed to work. If you find any syntax errors, feel free to submit a bug report. For a full regex reference for PHP, please visit: http://php.net/manual/en/ref.pcre.php